Wife

A Marriage Recipe for Success
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Love Unconditionally
Seek Solutions & Resolve
Appreciate One Another
Agree to Disagree
Manage Family Finances
Save & Plan Annual Get-Away
Create Your Own Holiday Traditions
Learn How to Cook the Basics
Enjoy Your Life Together
Maintain Individual Interests
Nourish Your Spirituality
Pray for One Another
Give Lots of Hugs & Kisses
Celebrate Your Friendship
Work on Your Marriage Constantly

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Marriage Tip:
Stay in Your Own Lane

All marriages are unique.
Do not compare your relationship to others.
The agenda for your lives together has already been planned,
so "stay in your own lane" and follow your plans.

"Stay in your own lane," mind your own business, and
watch the wonders of your plan come to light.
When you decide to make changes to your family plan,
only take into consideration your desires for the life-style
you want to live. You will be pleased with your decision.

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Does a Warm , Hot Bath Sound Good to You ?
Remember to make time for yourself every evening!
We have fantastic spa products for home use. There are
body butters, massage oils, creamy soufflés and more -
for us, him, and baby too!

Begin your Warm Spirit spa experience now!

Congratulations Newlywed!
After months of planning the wedding of your dreams,
you have married the love of your life!

Now What?
What type of life-style do you want to live?

Now is the time for you and your spouse to set up shop; your family
business. Establishing your family business is the foundation of your
married life together. There is more to being married than just living
together. Therefore, it is imperative that you create a plan by which you
will determine how you are going to live, and what your goals will be as a
married couple.

Simply put, make a list with the following categories:
Current Life-Style & Living Expenses
Desired Life-Style & Expected Living Expenses
Short-Term Financial Goals to Get You Started
Long-Term Financial Goals to Get You There

Examples:
One Year Short-Term Goals

Pay off $2,000 credit card bill used for wedding; once bill is
paid, use funds to make a financial investment
Take lunch to work three days a week to cut spending &
replenish savings account funds used for wedding

Two - Five Year Short-Term Goals

Eliminate all debt and save for a new home
Start family & open savings account for child(ren)
Take several week-end get-away trips yearly

Long-Term Goals

Do not live paycheck to paycheck - your goal is

no debt

Turn your favorite hobby into a small business

Visit www.moneyclubs.com for guidance and direction from
financial experts Candance Bahr and Ginita Wall, authors of
It's More Than Your Money - It's Your Life.

Apply for a credit card that does not have revolving debt.
You pay your entire balance at the end of 30 days. For every dollar
you spend, you may receive points redeemable for items and/or gift
certificates. Using the that type of card helps you live within your
means and maintain or establish good credit habits.

Simply put, the harder you work in the beginning of your marriage the
easier it will be for you to have the life you want
to live. You have nothing but time on your hands. You deserve to be
happy, in love, and to live a stress-free and debt-free life!